Header image

unknown guest and tradesman

Discuss vintage Kenner and Palitoy Star Wars toys from the 1977-1985 era.
User avatar
subzero
Sith Lord
Sith Lord
Posts: 2591
Joined: Tue Jun 20, 2017 10:50 am

Re: unknown guest and tradesman

Postby subzero » Sun Jul 01, 2018 9:27 pm

Dannywhiteley wrote:I had a lad come round to fit a digital electric meter last year and he started taking photos of my collection on his phone. Told me he wanted to show his mate. He seemed a decent lad himself but you never know who's hands the info and photos end up in.


What a cheeky prick, i'd have told him to get out. :evil:
You don't own your toys, you only borrow them until you sell them or die!

Dannywhiteley
Jedi Trainee
Jedi Trainee
Posts: 491
Joined: Wed May 06, 2015 8:50 pm

Re: unknown guest and tradesman

Postby Dannywhiteley » Sun Jul 01, 2018 10:48 pm

subzero wrote:
Dannywhiteley wrote:I had a lad come round to fit a digital electric meter last year and he started taking photos of my collection on his phone. Told me he wanted to show his mate. He seemed a decent lad himself but you never know who's hands the info and photos end up in.


What a cheeky prick, i'd have told him to get out. :evil:


Yeah, looking back it was pretty cheeky. Just shows though who can know what you have on your house, and then who they can tell.

User avatar
subzero
Sith Lord
Sith Lord
Posts: 2591
Joined: Tue Jun 20, 2017 10:50 am

Re: unknown guest and tradesman

Postby subzero » Mon Jul 02, 2018 7:48 am

Dannywhiteley wrote:
subzero wrote:
Dannywhiteley wrote:I had a lad come round to fit a digital electric meter last year and he started taking photos of my collection on his phone. Told me he wanted to show his mate. He seemed a decent lad himself but you never know who's hands the info and photos end up in.


What a cheeky prick, i'd have told him to get out. :evil:


Yeah, looking back it was pretty cheeky. Just shows though who can know what you have on your house, and then who they can tell.


That's it mate you'd be surprised how quickly and how far word can spread about stuff, like what's mentioned above people chat to their mates over a pint about what they've seen, to work mates, wives, children, who can all tell many other people.

It sounds to me like the guy was just completely acting innocent just wanting to show a friend who has similar interests, and is ignorant to what's acceptable in someones house who you don't know, but it's very unprofessional and people's private homes should never be treated like that, never heard of anyone doing that before.

I suppose in hindsight it's something to watch out for now.
You don't own your toys, you only borrow them until you sell them or die!

MightyMike
New User
New User
Posts: 11
Joined: Tue Jun 26, 2018 5:06 pm

Re: unknown guest and tradesman

Postby MightyMike » Mon Jul 02, 2018 4:45 pm

This is something I've worried about and bought a IP camera to set up if someone needs to work in the house.

But I have wondered if there are any specialist insurance companies people use? HAs anyone had to make a claim?

User avatar
Snaketibe
Jedi Master
Jedi Master
Posts: 1563
Joined: Sat Jan 16, 2016 5:27 pm
Location: United Kingdom

Re: unknown guest and tradesman

Postby Snaketibe » Mon Jul 02, 2018 7:46 pm

MightyMike wrote:This is something I've worried about and bought a IP camera to set up if someone needs to work in the house.

But I have wondered if there are any specialist insurance companies people use? HAs anyone had to make a claim?

There are specialist insurers out there, however most home contents policies cover vintage Star Wars toys as they don't fall into the traditional insurance company definition of 'collectibles' (i.e. gold, silver and other precious metals, gems, jewellery, paintings, works of art, antiques, etc.). Of course if vintage values continue to skyrocket, there's no guarantee that will always be the case, but for now specialist insurance isn't usually necessary, although obviously you may choose to investigate it and take some out anyway for extra peace of mind.

User avatar
poncho
Sith Lord
Sith Lord
Posts: 4900
Joined: Wed Sep 23, 2009 8:16 pm
Location: North Wales

Re: unknown guest and tradesman

Postby poncho » Mon Jul 02, 2018 8:02 pm

my carpet cleaner casually said last month i bet there worth quite a bit when looking at my display. he said whats worth the most. i played it down and i said there not worth that much really

this is what prompted my start of this thread

User avatar
Robstyley
Jedi Master
Jedi Master
Posts: 1963
Joined: Fri Aug 22, 2014 9:32 pm
Location: West Sussex

Re: unknown guest and tradesman

Postby Robstyley » Mon Jul 02, 2018 8:22 pm

My main cabinet is in the corner of my lounge so if anyones coming round at all who I don’t know I put a big blanket over the front, covers the whole thing. I don’t want people knowing it’s in my house. Anyone else I know and trust, wife’s friends etc it’s fine, I like them seeing it. And if someone I know actually likes it and wants to talk about it, I’m well happy. A really good old friend of mine I’ve known for 20 odd years came round once with her boyfriend and when he saw my collection his jaw dropped and he fell to his knees. He was like a little kid, just speechless. He’s a SW fan and had no clue I had a Vintage collection. I made his day and his reaction made mine :)

User avatar
theforceuk
Sith Lord
Sith Lord
Posts: 4783
Joined: Thu Apr 03, 2014 9:21 pm

Re: unknown guest and tradesman

Postby theforceuk » Mon Jul 02, 2018 9:52 pm

poncho wrote: i played it down and i said there not worth that much really


I’ve said similar before when someone has said that, my response was they’re not worth as much as you think actually. :wink:
'But I was going to Tosche Station to pick up some power converters.'

User avatar
TheJabbaWookie
Jedi Knight
Jedi Knight
Posts: 888
Joined: Wed Jun 28, 2017 6:11 pm
Location: Somewhere Down The Rabbit Hole

Re: unknown guest and tradesman

Postby TheJabbaWookie » Mon Jul 02, 2018 10:37 pm

Snaketibe wrote:
MightyMike wrote:This is something I've worried about and bought a IP camera to set up if someone needs to work in the house.

But I have wondered if there are any specialist insurance companies people use? HAs anyone had to make a claim?

There are specialist insurers out there, however most home contents policies cover vintage Star Wars toys as they don't fall into the traditional insurance company definition of 'collectibles' (i.e. gold, silver and other precious metals, gems, jewellery, paintings, works of art, antiques, etc.). Of course if vintage values continue to skyrocket, there's no guarantee that will always be the case, but for now specialist insurance isn't usually necessary, although obviously you may choose to investigate it and take some out anyway for extra peace of mind.

This just cropped up in FB... someone having to claim after a house fire. They made a claim and the insurance company said show us the receipts. He said they were bought from car boots and toy fairs and the company wouldn’t pay out. The more I hear about it the more I think if you’ve got a valuable collection you need to get it professionally valued and get specialist insurance. I have it insured through my home contents insurance but I reckon it’s not worth the paper it’s written on. :(

User avatar
Snaketibe
Jedi Master
Jedi Master
Posts: 1563
Joined: Sat Jan 16, 2016 5:27 pm
Location: United Kingdom

Re: unknown guest and tradesman

Postby Snaketibe » Tue Jul 03, 2018 12:51 am

TheJabbaWookie wrote:
Snaketibe wrote:
MightyMike wrote:This is something I've worried about and bought a IP camera to set up if someone needs to work in the house.

But I have wondered if there are any specialist insurance companies people use? HAs anyone had to make a claim?

There are specialist insurers out there, however most home contents policies cover vintage Star Wars toys as they don't fall into the traditional insurance company definition of 'collectibles' (i.e. gold, silver and other precious metals, gems, jewellery, paintings, works of art, antiques, etc.). Of course if vintage values continue to skyrocket, there's no guarantee that will always be the case, but for now specialist insurance isn't usually necessary, although obviously you may choose to investigate it and take some out anyway for extra peace of mind.

This just cropped up in FB... someone having to claim after a house fire. They made a claim and the insurance company said show us the receipts. He said they were bought from car boots and toy fairs and the company wouldn’t pay out. The more I hear about it the more I think if you’ve got a valuable collection you need to get it professionally valued and get specialist insurance. I have it insured through my home contents insurance but I reckon it’s not worth the paper it’s written on. :(

If there was a house fire, what exactly did the insurance company think happened to the receipts? Or did the collector stupidly fail to ask for asbestos ones?

Seriously though, I know insurance companies have a reputation for being tight-fisted slimy bastards that try to wriggle out of paying up when a claim is made, but how many people permanently keep receipts for everything that they own, even the expensive stuff? Manufacturers' guarantees are usually only good for 12 months, and who owns a house comprised of entirely new goods, every single one of which came with a receipt that they still possess, regardless of how many years have elapsed since they were purchased? And by their very nature, vintage Star Wars toys appreciate over time, so even if a receipt for a MOC bought 15 years ago could be presented, that's by no means a guarantee of proving what it's worth today. Therefore, by no stretch of anyone's imagination is the insurance company behaving even remotely reasonably in the circumstance you describe, and as such presumably the person suffering the loss could take matters further, via the appropriate industry ombudsman or the courts, if necessary.

As with any valuable collection, it is highly advisable to catalogue what you own and where possible document what it's worth, or at least provide the means to obtain a current valuation (e.g. the Star Wars Tracker), and above all to photograph it, ideally both in close-up, and also in photos which clearly show it in your own home. Offer a copy of your catalogue and photos to your insurance company (most won't want to see it, but it's good to go on record making the offer). Ensure a copy of your catalogue and photos is given to a trustworthy person not residing in your home (a family member living elsewhere, a trusted friend, etc.), or in a secure location (safe deposit box, etc.). That way, in the event of needing to make a claim, even in the event of a catastrophic one such as a house fire, you can present some evidence of what you owned and that it was in your house. If you can prove you owned it and the condition it was in, that's half the battle won, as after that the then current value can be investigated and argued over. Receipts, unless very recent indeed, aren't worth the paper they burn up on.


Return to “Vintage Collecting Chat”

Who is online

Users browsing this forum: No registered users and 8 guests